By clicking “submit application,” you certify the information you have provided is true and correct. You also agree that MDG USA Inc. and Capital Community Bank, a Utah-chartered bank, may obtain credit and employment information about you by any means, including obtaining information from consumer reporting agencies and/or other sources. You also agree that we may obtain credit reports for any reason on you from time to time in the future when updating, renewing, or extending your credit account. We may do so at the time you apply for your account, at any time while your account is open, or after your account is closed if you owe us any amount related to your account. Upon your request, we will tell you whether we obtained a credit report and the name and address of any consumer reporting agency that provided such report. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that we have furnished any inaccurate information relating to your account to any consumer reporting agency, you may notify Capital Community Bank’s Account servicer by phone or mail at 1-800-906-0975 or MDG USA Inc., 3422 Old Capitol Trail, PMB# 1993, Wilmington, DE 19808. To help us respond to your notification, include your account number, Social Security Number, the name of the consumer reporting agency reflecting the inaccurate information, and an explanation of why you believe the information is inaccurate. You also may contact the appropriate consumer reporting agency directly at: TransUnion, P.O. Box 1000, Chester, PA 19022, 800.916.8800.

You authorize MDG USA Inc. and Capital Community Bank, a Utah-chartered bank, their affiliates, agents and others calling at their request or on their behalf to contact you at any number (i) you have provided to us, (ii) from which you have called us, or (iii) which we obtain and believe we can reach you at. We may contact you on a mobile, wireless, or similar device, even if you are charged for it by your provider.