Cost of Ownership Calculator Tool
To help you estimate the total cost of your purchase when financed with your Revolving Credit Account, enter the entire order Total from your Cart Summary in the calculator tool below. Calculations are for estimation purposes only and should not be considered your final total cost or as a quotation. Your actual Biweekly Payment Amount, Number of Payments and Total Cost including finance charges depends on various factors. To outline some of the factors, there may be differences between the calculator tool and your actual balance outstanding on your Revolving Credit Account, credit terms, and payment record.
Please note that Optional Purchases such as ProtectLine Account Protection (“ProtectLine”), and any other optional products or services you might be offered, are not included in the Total Cost including finance charges.
Total from your Cart Summary (including shipping handling and taxes if applicable):
Annual Percentage Rate:
Biweekly Payment Amount:
Number of Payments:
Total Cost including finance charges:
Cost of Ownership Detailed Catalogue
This chart details the total number of payments and the time period to repay the amount owing on a single item purchased at the advertised biweekly payment. It assumes you will pay the Biweekly Advertised Payment each and every biweekly period, on or before the payment due date, except for the last Biweekly Advertised Payment, which may require a smaller payment to pay off the balance in full. You may increase your payments or pay off the entire balance anytime without penalty.
Cart Summary Total (Advertised Product Price + Shipping, Handling, Taxes if applicable)
Please note: all figures in the Cost of Ownership Detailed Catalogue are calculated using the value from the “To” column. For example, using the range listed in the Cart Summary Total, From $1 To $199, calculations provided are based on a Cart Summary Total of $199.
Biweekly Advertised Payment
Number of Biweekly Payments
Total Cost including finance charges
Number of Biweekly Payments
Total Cost including finance charges
Number of Biweekly Payments
Total Cost including finance charges
From
To
  
Based on 35.95% APR
Based on 28.95% APR
Based on 18.95% APR
$1 $199 $13.99 16 $222.86 16 $217.73 16 $210.82
$200 $399 $13.99 37 $510.37 35 $482.39 33 $448.76
$400 $599 $17.91 46 $808.67 43 $752.90 39 $688.73
$600 $799 $23.89 46 $1,078.68 43 $1,004.28 39 $918.69
$800 $999 $29.87 46 $1,348.68 43 $1,255.67 39 $1,148.65
$1,000 $1,199 $31.05 56 $1,723.61 51 $1,574.36 46 $1,412.35
$1,200 $1,399 $36.23 56 $2,011.10 51 $1,836.96 46 $1,647.93
$1,400 $1,599 $38.85 62 $2,377.91 56 $2,148.40 50 $1,906.89
$1,600 $1,799 $41.38 67 $2,764.30 60 $2,470.01 53 $2,169.95
$1,800 $1,999 $45.98 67 $3,071.63 60 $2,744.62 53 $2,411.20
$2,000 $2,199 $50.58 67 $3,378.96 60 $3,019.22 53 $2,652.44
$2,200 $2,399 $55.18 67 $3,686.29 60 $3,293.83 53 $2,893.68
$2,400 $2,599 $59.78 67 $3,993.62 60 $3,568.44 53 $3,134.93
$2,600 $2,799 $64.38 67 $4,300.95 60 $3,843.04 53 $3,376.17
$2,800 $2,999 $68.98 67 $4,608.28 60 $4,117.65 53 $3,617.41
$3,000 $3,199 $73.58 67 $4,915.61 60 $4,392.25 53 $3,858.66
ERRORS:
Although we make every effort to ensure accuracy of our information, occasional descriptive or typographical errors may occur. Regrettably, we will not be able to honor errors of this nature.

SHIPPING & HANDLING AND OTHER IMPORTANT INFORMATION

SHIPPING AND HANDLING
Shipping and handling charges will be added to the price of the item(s) you purchase. The exact amount charged for shipping and handling for each item is indicated in the Cart Summary in the Secure Checkout. All Shipping related charges are subject to change at any time.

IMPORTANT SALES TAX INFORMATION:
We do not collect sales or use taxes in all states. For states imposing sales or use taxes, your purchase is subject to tax unless it is specifically exempt from taxation. Your purchase is not exempt merely because it was made over the Internet. Many states require purchasers to file a sales or use taxes on purchases.
It is possible that you may be responsible for the payment of state sales or use taxes on your MDG purchase, even though we are not required to collect sales or use taxes from you. In these situations, our listing of $0.00 tax on the check-out screen does not mean that you are not responsible or the payment of sales or use taxes on your purchase. Rather, it means that we are not collecting sales or use taxes at the time you make your purchase, on your behalf. The responsibility to pay sales or use taxes is your responsibility as the purchaser. Details on how to file these returns may be found at the websites of your state’s taxing authority.

WARRANTY LIMITATIONS
Where permitted by law, MDG USA Inc. disclaims all warranties and conditions, express or implied, including, without limitation, implied warranties or conditions of merchantability and fitness for a particular purpose. There are no MDG USA Inc. warranties on services or software. Warranties, if any, for the software are contained in the licensed agreement that governs its purchase ( or licensing) and use. Any warranty and technical support provided on third-party products purchased from MDG USA Inc. are provided by the original manufacturer and not by MDG USA Inc. MDG USA Inc. ‘s responsibility for any MDG-branded warranty claim is provided in accordance with the MDG Limited Warranty Agreement and the MDG Extended Protection Plan, if available and purchased by you. Where applicable, the MDG Limited Warranty Agreement and the MDG Extended Protection Plan will be provided to you upon delivery of your product(s). There are no other express warranties or conditions respecting the equipment. Implied warranties, if any, are limited to the duration of the express warranty provided herein. MDG may provide the manufacturer’s warranty if unavailable from the manufacturer in your country. Please contact MDG with any support or warranty related issues.

RETURN POLICY
All sales are final. Unless required by law, there are no returns, refunds or exchanges of any kind whatsoever. However, we may choose to accept a return in our sole and absolute discretion; our exercise of discretion maybe affected by various factors, including but not limited to the passage of time from the purchase date and the condition of the returned goods. Products returned for exchange must be sent back exactly as they were received. They must contain the unused product, original packaging and include all disks, registration cards, packing materials and other accessories and must be received within 30 days of the invoice date. We reserve the right to refuse for return or charge a restocking fee of 20% of the current balance. No returns will be accepted without a RA number issued by MDG USA Inc. or when the product manufactures or distributors return policies supersede ours. If approved by MDG USA Inc. , an exchange, merchandise credit or refund will be authorized. Due to the volatile nature of computer prices, items will only be refunded, exchanged or credited at the current pricing at the time of return. MDG USA Inc. reserves the right to charge higher restocking fees for any special circumstances, such as damaged packaging, missing CD, etc. Physically damaged products will not be accepted.