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California Consumer Privacy Act

For California residents, by proceeding to interact with MDG USA Inc., please be aware that your personal information may be collected.

To understand the types of personal information that we may collect about you, please visit our Privacy Policy.

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Terms of Use

By clicking “pre-qualify now,” you certify the information you have provided is true and correct. You also agree that MDG USA Inc. and Capital Community Bank, a Utah Chartered bank, located in Provo Utah, Member FDIC (“CCBank”), may obtain credit and employment information about you by any means, including obtaining information from consumer reporting agencies and/or other sources. You also agree that we may obtain credit reports for any reason on you from time to time in the future when updating, renewing, or extending your Credit Account (“Account”). We may do so at the time you apply for your account, at any time while your account is open, or after your account is closed if you owe us any amount related to your account. Upon your request, we will tell you whether we obtained a credit report and the name and address of any consumer reporting agency that provided such report. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that we have furnished any inaccurate information relating to your account to any consumer reporting agency, you may notify Capital Community Bank's Account servicer by phone or mail at 1- 800-906-0975 or MDG USA Inc., 3422 Old Capitol Trail, PMB# 1993, Wilmington, DE 19808. To help us respond to your notification, include your account number, Social Security Number, the name of the consumer reporting agency reflecting the inaccurate information, and an explanation of why you believe the information is inaccurate. You also may contact the appropriate consumer reporting agency directly at: TransUnion, P.O. Box 1000, Chester, PA 19022, PH: 1.800-916-8800; Equifax, P.O. Box 740241, Atlanta, GA 30374-3742, PH: 1-800-685-1111; Experian, P.O. Box 2104 Allen, TX 75013-0949, PH: 1-888-397-3742.

Upon submission of your application or thereafter, we may process a soft inquiry to your credit file with consumer reporting agencies. The soft inquiry process is used to determine pre-qualified credit terms and should not be considered a final approval decision. Upon completion and verification of your purchase order and application details, a hard inquiry may be posted to your credit file with consumer reporting agencies.

Upon approval of your Account, your first required payment will be a down payment. Any applicable down payment will be applied to your purchase price, reducing your balance outstanding on financed purchase. Depending on your circumstances, if during the verification process information from your application cannot be verified, or we require further information, you may be asked to make two to seven payments equal to your minimum biweekly payment. In such cases, the total down payment amount will be applied towards your purchase price. Interest will not be charged on your balance outstanding on financed purchase until all down payments are made and your purchase has shipped. In the event that you cancel your order for any reason, prior to shipping, your down payment will be refunded in full.

No Cash Value  -  Your Account can only be used for product purchases with MDG.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Consent to Use of Telephone Numbers

You authorize MDG USA Inc. and Capital Community Bank, a Utah Chartered bank, located in Provo Utah, Member FDIC (“CCBank”), their affiliates, agents and others calling at their request or on their behalf to contact you at any number (i) you have provided to us, (ii) from which you have called us, or (iii) which we obtain and believe we can reach you at. We may contact you in any way, such as calling, using an automated dialer, or using pre-recorded messages. We may contact you on a mobile, wireless, or similar device, even if you are charged for it by your provider.