We offer you the chance to enroll to receive SMS messages (including text messages) from MDG USA Inc., (”MDG”) and its bank partner(s) (collectively “we”, “us” and “our”), which includes status update messages about your application, operational messages like application steps, bill payment reminders and shipping information. By subscribing to our SMS messaging service, you agree to receive text messages from us to your mobile phone number provided, and you certify that your mobile number provided is true and accurate and that you are authorized to enroll the designated mobile number to receive such text messages. You acknowledge and agree that the text messages may be sent using an automatic telephone dialing system and that standard message and data rates apply. Consent to receive SMS messages is not required as a condition of obtaining credit or purchase.

Message Frequency: The frequency of messages depends on your interaction with us and the type of products or services you subscribed to.

Cost: Message and data rates may apply to any messages sent to you from us and to us from you.

Opt-Out: You can opt out of the SMS service at any time by texting STOP to 63487 or reply STOP to any text message you receive from us. After you send the SMS messages "STOP" to us, we will send you a SMS message to confirm that you have unsubscribed. Reply HELP to 63487 for help or call 1-800-906-0975 ext. 352. For support contact us at support.mdg.com. After this, you will no longer receive SMS messages from us.

Privacy Policy: Your privacy is important to us. Our Privacy Policy explains how we handle the information you provide to us when you use our services.

Changes to Terms and Conditions: We reserve the right to change these terms and conditions at any time. Continued use of the service following any such changes shall constitute your acceptance of such changes.

Disclaimer of Warranties: The service is provided "as is" without warranties of any kind, either express or implied.

Limitation of Liability: We are not liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of the SMS service or with the delay or inability to use it.

Indemnification: You agree to indemnify and hold harmless MDG and its bank partner(s) from any claims resulting from your use of the SMS service.

Governing Law: These terms and conditions are governed by the laws of Delaware.

Contact Information: For any questions or concerns regarding these terms and conditions, please contact us at 1-800-906-0975 ext. 352. For support contact us at support@mdg.com.