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Open-end Credit: Subject to credit approval. Pay off your balance at any time without penalties. Annual Percentage Rates (APRs), ranging from 18.00% to 35.95%, are determined by various factors. Approved credit limit is typically between $1,000 and $3,100. Online applications undergo real-time evaluation, with initial credit assessments provided within minutes. Final approval may require verification of information and supplementary documents. APRs and terms available as of July 3, 2025. Your credit limits and terms are personalized based on your individual credit assessment. Terms and conditions apply. Refer to the Total Cost of Ownership for detailed payment and cost breakdowns.

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