Financing Vs. Rent-To-Own

At MDG, we want to give every customer the opportunity to finance a brand new, top of the line product, with a price they'll love and a payment plan that will fit their lifestyle. Some customers may feel that Rent-to-own programs are their only option, but MDG will approve people for financing who would otherwise be denied elsewhere. Good credit, bad credit or no credit, you can be approved for up to $3000!

We understand that every customer is unique and is looking for the best option to suit their purchasing needs. In order to help you make a well informed purchasing decision, we want to outline some differences between Financing at MDG and typical Rent-to-own programs.



  Finance at MDG Rent to Own
Interest Rate Annual Interest Rates from 19% to 44%, depending on your credit assessment.
Interest rates of 100% and higher are often in effect.

ConsumerReports.org Reports:
"Consider the deal was for a $612 Toshiba laptop computer we found at one rent-to-own store. It was being offered at $38.99 a week for 48 weeks, for a total of $1,872, excluding sales tax and other charges. That's the same as buying the laptop at MSRP and financing it at an interest rate of 311 percent. You could buy three of the laptops outright for that $1,872."
Payment Amount MDG offers low minimum payments, to suit all customer's needs. Rent to Own monthly payments are generally double the low minimum payments financing offers.

For example, a laptop of equal value at a rent-to-own store charges $78/month, versus $29/month at MDG.
Price Very competitive with market pricing. Relatively higher than market pricing.
Ownership You own the product from Day 1. The product does not belong to you as it is just a rental.
Product Condition Brand new, top of the line product.
Fully packaged and in-box.
New, used, refurbished or recycled product returned by the previous Rent-to-own customer.
Length of Contract Financing with MDG is like an open end contract, so you can pay off your balance as quickly as you'd like, with no penalty. Depending on your terms, you may be required to pay indefinitely, or pay a lump sum at the end of your lease in order to own the product.
Getting Approved Getting approved at a bank for financing can be very difficult. Getting approved at MDG for financing is easy. Getting approved for a Rent-to-own product is easy.
Building Credit You can build your credit with MDG which will enable you to make future purchases. Renting is not an extension of credit, therefore it does not help you build or improve your credit.
Which option makes more sense? Yes No

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You Could be APPROVED up to $3000 in MINUTES!

• MDG's Easy In-House financing. No Hassle!
• Pay off your balance ANYTIME without penalty!
• Affordable minimum payments.
• No Long term Commitments.


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MDG has a site just for our Shoppers FROM CANADA.
check markAll prices in Canadian dollars.
check markCredit application processed in seconds.
check markPay off your balance at ANY TIME.
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check markMDG In-House financing, loans up to $3,000
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